The new Family Protection Action Plan, which Viktor published on February 10, 2019 in his 7-point plan to encourage childbirth and further provisions that will promote parenting, will come into effect in July 2019.
Those who want the maximum support of $ 27.5m will need some luck!
Those who are already mid-term are not eligible for the discount
The child of a friend was born on April 16. He was born as a second child and his parents did not want to raise any more children. They inquired about the free use of the 10 million HUF baby support. It turned out that only parents of children born after July 1, 2019 will be eligible for this discount. After the announcement, July is yet to come, the date of entry into force.
There is 140 days (20 weeks) between the announcement and departure of the supported 7-point package. A pregnant woman spends twice this 20 weeks blessed, 40 weeks. So, if you are lucky enough to be pregnant, you were mid-term at the time of the announcement, thus qualifying for the 10 million supported. However, anyone who has missed half time on February 10th at the time of filing will be missed unless they have another child.
This time limit is good if you consider those who are pregnant with a child a little earlier, before applying for a grant, they are not covered!
Tens of thousands left!
According to last year’s CSO surveys, 89,810 births were recorded in 140 days between February 10 and June 30, 246 new children a day
There are 34,410 children for whom families are not eligible for a baby loan.
“Not only is the baby waiting for a loan, but if they are a second child, they will have a $ 1 million mortgage loan release from July, and if they have a third child, they will also have a $ 1 million mortgage loan increase from July.” we found out from an independent expert!
There must be a limit!
There must always be a limit somewhere when a regulation comes into force. That’s the case with retirement age, CSOK, family tax breaks, and any new rule, there’s a deadline.
Unfortunately, there are some who are slipping away from opportunities because we do not know in advance that there will be change. It has to be accepted, not worth the effort.
Should the government be more generous?
Those who have the time and are planning to have a new baby will benefit from a new baby who is already planning a baby and has a baby, whether it is a good time or not, but many families are missing out on this great support! And many more would have been born after February if the deadline was February 10th.
If every child born this year counted!
Another acquaintance, who was expecting their third child, was in the middle of a home purchase and missed a few hundred thousand forints. Instead of market credit, they could hire a raised soccer, which was a big help to them. Those who signed a loan agreement before the announcement of the social upheaval were left behind.
Many people complain about why the government drew the line on July 1?
You can contract even during pregnancy!
From the Government Decree we quote:
- “A baby loan can be signed during pregnancy. Available repayment breaks (up to three years after the birth of the child) and childbirth allowances (30% for the second child and the entire amount for the third child) can be requested from the 12th week of pregnancy. Those who are pregnant on July 1st can immediately enter the program and, in the case of their second child, a fetus of at least 12 weeks, immediately release 30% of their debt. ” so immediately, plus interest. ”
If you borrow $ 10 million over a 20-year term, the total repayment of your overdraft mortgage can be $ 19.5 million, and on the interest side, a baby loan can bring a financial gain of up to $ 9.5 million.